When a car has been repaired following property damage sustained in a car accident, it may be worth less money than before the accident, even if it looks and drives the same. In other words, the car accident damage may result in
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Florida’s minimum mandatory auto insurance coverage $10,000 of No-Fault or Personal Injury Protection (PIP) benefits – pays up to $10,000 for 80% of medical expenses (not including massage therapy and acupuncture) and 60% of lost wages regardless of fault if treatment is
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Statute of Limitations If an insurance company denies a personal injury claim or makes an unreasonably low settlement offer, a lawsuit may need to be filed to resolve the dispute in court. Under the Florida law, a personal injury lawsuit against a
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Step 1 – File a Claim Although there are several types of personal injury cases, they all share some common stages throughout the claim process. The first step following any accident is to file claims with all appropriate insurance companies. See Types
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Who determines fault in personal injury cases? The initial determination of fault is typically made by a police officer at the scene of the accident. However, because a ticket or a police report cannot be used as evidence of fault in court,
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Recoverable Damages in Personal Injury Cases There are two broad categories of damages that can be recovered in personal injury cases: economic and non-economic. Economic Damages Economic damages are represented by financial losses that would not have occurred but for the injury,
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Auto Insurance Most personal injury claims involve auto accidents. Car accidents are covered by car insurance coverage. However, there are other types of personal injury claims, such as slip and falls, premises liability, dog bites, medical malpractice, product defects, workers’ compensation, etc.
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Florida’s Sovereign Immunity The State of Florida and its political subdivisions, such as cities and counties, have limited liability for damages caused by negligence of their employees, agents or volunteers acting within the scope of their employment under Florida’s Sovereign Immunity Statute.
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It is not uncommon for a personal injury client who has been seriously injured in an accident to face financial issues in addition to health issues. With piling up medical bills and lost wages, filing bankruptcy might seem like the right solution.
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Special Investigation Unit Many insurance companies use computer fraud detection programs that red flag claims based on certain statistical indicators of fraud, such as whether there is a police report or whether it happened at night. The flagged cases are then reviewed
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